body {
    font-family: 'DM Sans', sans-serif;
    margin: 0;
    color: #0B1E36;
    background: #FDFDFD;
}
header {
    background: #FDFDFD;
    border-bottom: 1px solid #D9D9D9;
    padding: 15px 0;
}
header .header-container {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
}
header .logo {
    height: 100px;
}
nav ul {
    display: flex;
    list-style: none;
    gap: 20px;
    padding: 0;
    margin: 0;
}
nav a {
    text-decoration: none;
    color: #0B1E36;
    font-weight: bold;
}
.hero {
    background: #0B1E36;
    color: #FDFDFD;
    text-align: center;
    padding: 80px 20px;
}
.hero .btn {
    background: #F2B441;
    padding: 12px 20px;
    border-radius: 8px;
    font-weight: bold;
    color: #0B1E36;
    text-decoration: none;
    display: inline-block;
    margin-top: 20px;
}
.services, .about, .contact {
    padding: 60px 20px;
    text-align: center;
}
.services h2, .about h2, .contact h2 {
    font-family: 'Montserrat', sans-serif;
    margin-bottom: 20px;
}
.service-cards {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 20px;
}
.card {
    border: 1px solid #D9D9D9;
    border-radius: 12px;
    padding: 20px;
    width: 280px;
    text-align: center;
}
.card img {
    height: 60px;
    margin-bottom: 15px;
}
.card .btn {
    background: #F2B441;
    padding: 10px 15px;
    border-radius: 8px;
    text-decoration: none;
    color: #0B1E36;
    font-weight: bold;
}
footer {
    background: #0B1E36;
    color: #FDFDFD;
    text-align: center;
    padding: 20px;
}
footer a {
    color: #F2B441;
    text-decoration: none;
}
.terms {
    max-width: 800px;
    margin: 50px auto;
    padding: 20px;
}